a couple of days ago I droped 35 points on EQ when my new First Premiere card reported and in the last 3 days my EX has gone up 5 points w/ no changes( First Premiere reported 2 weeks ago) will I ever understand? I just want to be able to get a couple of good cards, and buy a house next spring! arrrggggggg!!! how can you make it better if you have NO idea how it works!! sorry just blowing off steam =/
I think I got a big hit on points because it was a sub prime card, w/ a 250 limit. I was messing around with the FICO simulator on EQ and it gives you a hit for a new card but a much smaller hit for a 1500 limit than for a 250. RNG keeping the little man down!!!!