What kind of card (Unsecured prefered) can someone get with these kind of scores? Beleive it or not, they have gone up quite a bit. T.U. 575 EQX 560 Exp 603 I tried Orchard but they said I can only get a secured card. They pull Experian and that's my highest score.
I had a large charge off with capital one. It still shows on my CR. I really doubt they would give me another chance. Any other suggestions or do any store card go for my credit scores? Thanks so much.
You say "had a large charge off with capital one". Do you mean you've paid off the account? If you have, Capital One will give you another chance. It'll most likely be secured. $99 secured/ $200-$300 credit limit.
You could always try to negotiate for a better rating with Capital One by sending off a letter through PFB, Mr. Cooke or Mr. Miller of the executive offices will contact you, and most likely work with you on it. Only do this if your're willing to pay back what you owe.
