What kind of reply is this???

Discussion in 'Credit Talk' started by LL877201, Dec 20, 2003.

  1. LL877201

    LL877201 Well-Known Member

    I sent an ITS letter to a registered agent for Citifinancial. They pulled my credit report w/o my permission and can't provide me with proof of PP. I have sent request's for proof of PP since July with no response until now. I got a letter back from a paralegal with citifinancial that says, Sorry you didn't receive a response to your previous letters. We will investigate your request and get back to you in 30 days. WTF!!! In the ITS letter I told them if they want to settle this they have 10 days from the receipt of my letter. Well they got my letter on 12-8. Why would they send a letter like this when my letter clearly stated that I will file suit against them if I hadn't heard fromt hem within 10 days, why do they think I would wait another 30 after not hearing anything back on this since JULY!!! I am filing suit anyway, I feel I have given them ample time. Damn near six months! Do I respond to the letter or just file the lawsuit?
     
  2. GEORGE

    GEORGE Well-Known Member

    YOU MUST NOW FILE...
     
  3. LL877201

    LL877201 Well-Known Member

    Does this letter help my case?
     
  4. GEORGE

    GEORGE Well-Known Member

    Re: Re: What kind of reply is this???

    IT WON'T HURT
     
  5. tonyd

    tonyd Well-Known Member

    Re: Re: What kind of reply is this???

    They are probably trying to buy time. My question though:

    Was this credit inquiry in regards to collections or an open account you have with them? I think they'd have PP to pull your CR.
     
  6. LL877201

    LL877201 Well-Known Member

    Re: Re: Re: What kind of reply is this???

    No it isn't a collection. Never had an account with them. That is why I sent an Intent to Sue letter for NO permissible purpose.
     
  7. lbrown59

    lbrown59 Well-Known Member

    Was this credit inquiry in regards to collections or an open account you have with them? I think they'd have PP to pull your CR.
    tonyd |

    ===================
    The threat of a suit or actually filing suit against them is not a PP to pull your report.


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