For those who are wondering, I don't know what my Beacon score is, but right now I have 15 positive accounts (many of which are less than a year old), two small unpaid collection accounts ($133 and $383), a discharged Chapter 7 bankruptcy from 1993, and 22 hard inquiries over the past two years (3 of which are within the past 6 months). The new accounts supervisor who opened the account for me couldn't tell me my score, but she said it was pretty good. Whatever that means. I am really curious what it is. Anyways, I just thought I'd share with you the new and thank all of you very much for helping me get this far.