What Method Do Yu Perfer To Vailida

That's my choice every time.

 

Does faxing validation hold up in court? How convenient if it does!

 

I don't know. I've never tried it. Maybe others have the experience and can give you a valid answer.

 

Christine at Bayhouse uses it. I think the CRRR w/green cards seem more substantial and might give you more legitimacy if you need to bring a case to trial. I would definately recommend phone/online disputes to get rid of any of the unverifiable stuff first.

 

A few months ago there was a thread on faxing.

The consumer sued the CA and it didin't hold a lot of weight because if the CA has more than 1 fax machine the judge said the consumer couldn't prove it was recieved by the correct party. The judge said it was better than regular mail, but not as good as CRRR.

What doesn't make sense to me is just because someone signs the green card doesn't mean it was received by the correct party either. I'm suprised the CA's don't argue that more.

Personally, I've had good success using faxes to send C&D letters. I think you can try a fax, but don't expect it to hold up too much if you sue.

 

I have always sent validations by certified mail r/r/r. Why risk the potential problem of them claiming to have never received it when it is so easy to ensure that they do. Having a paper trail is valid proof should it be necessary.

 

Right on the money as usual, LKH.

 

Why would you all bother with a return receipt when you can just send it certified, and save the extra buck and a half or so for the green card. I would imagine the US Post office listing an item as delivered (via just certified) is proof enough of receipt. Anyway, it has been my experience that in most cases the green card cannot be made out as to who signed for it anyhow (smudged, ripped, etc.)..

 

Whether or not the name can be read matters not. I would rather have the signature of whomever in my hand if I need to go to court. It's all about valid proof if you need to go to court. But do as you wish, just be aware that if you need to go to court and you have no signature of someone employed there, the judge may rule it isn't valid proof. For $1.50, I'd rather be safe than sorry.

 

When your standing up in Court pleading your case ANY additional proof is a help. Which do you think is better proof a printout that anyone could scan and change or a stamped document from the US Postal Service?

 

I was checking that one out today as a matter of fact and had some questions.
1. Do I have to have a laser printer or will and ink jet do the job?
2. Do you need the color to print the stamps?
3. Will that work for certified mail too? I seriously doubt that.

Let me know about that please.

 

Two points

1. Most ink jet technology is water based so if the letter gets damp it will smear. You could cover it with clear tape possibly.

2. I use the postal receipt as part of my documentation. I would rather have a date and person it was mailed with.

 

Regarding the CRRR, I received back 2 of 6 cards I sent recently with NO signature whatsoever, and one hasn't been returned in over two weeks.

Is this a problem? Who should I complain to?

 

I'd like to add a point in the discussion of mailing CRRR. Only send your correspondence to the address the furnisher of information has provided the credit bureau for such correspondence to be sent. That way there is no arguement about it did not get sent to the right party.