Hi.. My Sister-in-law is thinking of getting a Citi Card. She called to ask if I had any idea what the requirement are for an approval. Unfortunately, I do not have a citi card and have no clue what to tell her. So.... I come running to my favorite board..;-) Do you guys know what is the minimum score/fico you can have and obtain a citi card? Which Citi Card is the easiest to get, what if any requirements they have, or what do they frown on? What I do Know.... ;-) She has one Mastercard 1000.00 limit and one Store Card 900.00 limit. She has had these cards for about 2 years never late, 0 balances...!! I think she only has one collection that is 2 years old.. (would this hurt her?) If you don't think she will be able to get a Citi Card....!! What other card should she go for???? Thanks Guys...
If she has a paid collection, Citi might give her a card. Some on this board have reported that they have received a card with small paid collections.
Three UNPAID collections, 3 to 4 years old at the time, didn't keep me from getting a $3000 ClickCiti card. I still have negatives, unpaid, 4 to 5 years old, on all 3 reports. I got a $3000 AAdvantage card last month.
They have denied me with 2 collections; one 5 yrs. old, one 6 yrs old. That was the reason they gave me too.
