What Next?

Discussion in 'Credit Talk' started by alaskan, Sep 2, 2003.

  1. alaskan

    alaskan New Member

    Okay, so I pulled my credit report and disputed all the things that I thought were incorrect on there. Where do I go from here? Do I just wait and see what Experian says, or should I also write letters to the CA's in which I have disputed?
    How long do I give Experian to respond, and what do I do if they come back and say that they researched the info and they have validated that the debt is mine? Do I ask the CB for the proof? Or what?
  2. jlynn

    jlynn Well-Known Member

    They have 30 days from the date of receipt to respond (add a few for mailing). I wouldn't do anything until you see what clears off in round 1. Hopefully that will un-muddy the waters a bit.

    For the next 30 days, I would read, read, read!!! The intro threads, day-to-day posts,etc.

    That way, when you get your updated reports, you will have a good idea about what is next for you.
  3. jlynn

    jlynn Well-Known Member

    BTW CRA's don't validate - they verify. Very big difference when it comes to credit repair.

    They won't have - nor are they required to get proof.
  4. lbrown59

    lbrown59 Well-Known Member




    THE END ** *** ** LB 59

Share This Page