Hey everybody, I have a couple of questions. To start off, I finally got rid of CAP1. Tired of them not giving me any increases, and them lying. Saying that they would waive my annual fees, then them saying they could cover half. My credit is way to good for me to stay there and give them my business, I just kept it so that I can have a good file with them. Not worth it to me now. This is my list: Amex Platinum Optima 9.9% Fixed- 3500 limit /Bal= 1100 since 2003 Citi Platinum Select (Prime+1%) Employee - 7500 limit /Bal= 2500 since 2003 Att Universal Plat (Prime+1%) Employee - 2800 limit/Bal= 0 since 2001 Wells Fargo Student credit card - $1800 limit/Bal = 0 (Oldest credit line) since 1999 What Prime Card Should I get. I want to eliminate my sub cards (Ex: Wells Student Card). Should I keep my Wells card. Its my first ever credit card. Should I get another AMEX card? IF so which one. IF not what card should I get? Thanks
Is there an annual fee on your Wells, or any other reason for you to close rather than just sock drawer the plastic? I've had old GOOD TLs drop even when I have a copy of a report stating that the TL would stay on report past today's date. I sent CRA copy of THEIR report, and they refuse to add the GOOD TL. Therefore, I'm now leery of closing the OLDEST card without a great reason.
