Does anyone know what report MBNA pulls to approve their new AMEX Rewards card? A friend of mine placed me as AU on some of her accounts. The balances are high but my results are as follows: TU: Nothing posted yet. FICO Score = 0 EX: All AU accounts posted. FICO Score = 741 EQ: Three accounts posted. FICO Score = 644*** *** - Should be higher after I get 3rd outdated negative tradeline from an old Americredit account deleted. I would like to get an unsecured bank card from someone who will just pulls EQ. When I called MBNA to ask which report they used nobody seemed to know. Thanks.
MBNA is hard to get at least u were applying for an student card. Better try another issuer if u dont have enough credit history.
