We surrendered our home when we filed chapter 7 BK, it has been a couple of months since discharged and I want to make sure it is being notated correctly. Thanks
Re: Re: what should CR read after surr home i believe it should say "IIB" however, you will not lose the late pay history with it saying IIB. it may even say IIB/Foreclosed. Lb is right - what does it say now?
Re: Re: what should CR read after surr home Well here are what the credit reports say, I personally like Experians, is that how is should be? Experian says: Closed Pymnt: 0 Balance:0 terms:360 Status: N/A Limit: N/A Past Due: 0 Remarks: N/A Payment Statusebt included in or discharged through Bankruptcy Chapter 7, 11, or 12 Transunion: Closed Pymnt 995. Balance:0 Terms:360 High balance: 117300. Remarks:Forclosure redeemed Payment Status: 120 days late Equifax: Open Paymnt:995 Balance:117300. Terms:360 High Balance:117300 Remarks:Real Estate MTG Payment Status:At least 120 days past due
