what should CR read after surr home

Discussion in 'Credit Talk' started by teresa, Jul 14, 2004.

  1. teresa

    teresa Well-Known Member

    We surrendered our home when we filed chapter 7 BK, it has been a couple of months since discharged and I want to make sure it is being notated correctly. Thanks
     
  2. teresa

    teresa Well-Known Member

    bump please, anyone have any idea????
     
  3. teresa

    teresa Well-Known Member

    bump
     
  4. lbrown59

    lbrown59 Well-Known Member

     
  5. teresa

    teresa Well-Known Member

    anybody please....we are trying to get our CR cleaned up....thanks
     
  6. lbrown59

    lbrown59 Well-Known Member

    WHAT?
    Don't nobody know?
     
  7. teresa

    teresa Well-Known Member

    boy I guess nobodys knows this one, one more time by please...............
    BUMP
     
  8. lbrown59

    lbrown59 Well-Known Member

    Re: Re: what should CR read after surr home

    maybe it would help if you posted how it is listed now?
     
  9. jenz

    jenz Well-Known Member

    Re: Re: what should CR read after surr home

    i believe it should say "IIB" however, you will not lose the late pay history with it saying IIB. it may even say IIB/Foreclosed.

    Lb is right - what does it say now?
     
  10. teresa

    teresa Well-Known Member

    Re: Re: what should CR read after surr home

    Well here are what the credit reports say, I personally like Experians, is that how is should be?

    Experian says:
    Closed
    Pymnt: 0
    Balance:0
    terms:360
    Status: N/A
    Limit: N/A
    Past Due: 0
    Remarks: N/A
    Payment Status:Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12

    Transunion:
    Closed
    Pymnt 995.
    Balance:0
    Terms:360
    High balance: 117300.
    Remarks:Forclosure redeemed
    Payment Status: 120 days late

    Equifax:
    Open
    Paymnt:995
    Balance:117300.
    Terms:360
    High Balance:117300
    Remarks:Real Estate MTG
    Payment Status:At least 120 days past due
     
  11. lbrown59

    lbrown59 Well-Known Member

    Re: Re: what should CR read after surr home

    bump
     

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