I have 3 collections of which 2 were settled for partial payment. 1 of the 3 collections is with Sprint. I plan to negotiate payment for deletion with Sprint. Also, I have 4 accounts that range from R1 (30 days late) to R5 (150 days late). Should I dispute 2 accounts per month or go for broke and dispute everything but Sprint right now. All of this stuff is from 2001 when I got divorced. 9 good accounts show up on my reports and my FICO score ranges between 580 to 602.
