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What to do when CA pulls a hard inq

Discussion in 'Credit Talk' started by earl5831, Apr 27, 2003.

  1. Apr 27, 2003 #1
    earl5831

    earl5831 Active Member

    I checked my Equifax report today and discovered a CA that is not showing on my report pulled a hard inquiry? What are my options if any in this matter?

    Of course i never authorized this pull
     
  3. Apr 27, 2003 #2
    Sheepshead

    Sheepshead Well-Known Member

    If they're collecting on behalf of your OC they have the right to do so. But as GEORGE would say, just because they have the right, doesn't mean they HAVE to. The CA doesn't give a **** (use your own four letter expletive) about poisoning your CR. As a matter of fact, they enjoy it.
     
  4. Apr 27, 2003 #3
    GEORGE

    GEORGE Well-Known Member

    THE DIFFERENCE BETWEEN A "SOFT" AND "HARD" is that a "SOFT" will not "POISON" your report...(LOWER YOUR SCORE)...

    This "MIGHT" work...DEAR CRA..."I did not apply for a credit card or loan with XXXXXX CA on XX/XX/2003...PLEASE remove the inquiry"
     

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