when a sub prime predatory cc gives you an account over the phone (approx 3 yrs ago) you sign up for the credit protection when you activate the card. you make payments on time, then you invoke credit protection due to loss of wages and due to medical condition. then you call sub-prime predatory cc 1year later and tell them that you want to pay the small CL + the interest on the small cl then the rep says that is not allowed.... I say I want to pay this and close this account. she tells me she is closing the account at my request and she would be sending me forms in the mail, I ask her if there is an address to send the $380 to - I send her a money order, I had moved and had not rec'd new checks or debt card . Now - I get a CA saying I owe them $1000 for this sub prime predatory cc that was closed at my request and I never got any papers in the mail, nor a return on the money order I sent over 16 mos ago. this CA bought this account in April ( I'm pretty sure) and the story continues..........
just a shot in the dark here, but if you still have the receipt from the MO, they should be able to put a trace on it. Then you can proceed from there!
I am searching through papers and receipts from last year.... have done a bunch of detailed cleaning over the past 6 mos....I hope I still have it somewhere.
