Hello, I am trying to get a plan of attack for raising scores and one day holding some credit again. I have a new round of challenges about to be complete on all 3 bureaus (think there is 14 days left max). Below are my scores before these challenges. I am thinking of applying for a secured credit card now unless there is something else I can do. Not sure at what point I can go for gas, store, or other cards. Want to take on some debt to build up these items. EX: 589 EQ: 567 TU: 551 Any ideas or things I should go for/do welcome
However, you will pay thru the nose on interest and fees with them. http://www.apbank.com/ secured Visa, $300 to open, 17%, reports to all 3 as not secured, cash advance, opens and deposits into a savings account, will change to regular account when you have shown good faith on payments. I just read the Plains Commerce Visa, $225 one time acceptance fee, one time activation fee, $59, annual fee $50, monthly participation fee $72 annually, they even charge $15 to replace your card, keep your money and put it in your own account to start.......I hate sleazeball sub-primes.............Should add I have been with them awhile, great service, and I have money in the bank, and it's mine...............I know we all need cards, but I will add with the primes
