What to do???

Discussion in 'Credit Talk' started by brainwashd, Sep 24, 2003.

  1. brainwashd

    brainwashd Member

    I am curious to know 2 things:
    1. I have a CA on my CR although this account was never sent to collections by the original creditor ( a phone company). I have a letter stating this account was paid in full to the phone company and they have nothing in there system stating that they sent this account to a CA. My accouunt was paid in May although the CA reported this in July. My question is, is this a violation? I realize I need to send this letter to the CRA but do I also need to send it to the CA?

    2. Once an account has been paid in full to a CA is there anyway this can be removed. This is really the only "bad" blemish on my CR causing my score to be below 600.

    Any ideas??
  2. lbrown59

    lbrown59 Well-Known Member

    2*From reading your post i don't see where any ca was ever paid.In fact I don't even see where there was ever a collection!

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