I've got a HSBC acct that is being reported that I need to get rid of, heres the problem, the acct was "purchased by another lender" (CA) and I paid the CA the full amount of the debt in 04. I did not know the debt was bought and I thought I was doing the right thing by paying off this debt with the CA therefore getting rid of the HSBC neg. In 06 I got a report and disputed this debt with with Experian and now its being reported "verified and updated on 4/06, Did I reset the clock by disputing? What can I do with HSBC since the debt was paid? Or am I just screwed on this matter. Thanks for any help BTW, I didnt know sites like this existed, you're doing a good service FWIW, this is due to fall off 12/08 EX,10/08 EQ and 9/08 TU, Why different fall-off dates?
