How about we all share our acheivements; such as having how many judgements removed (and method used), inquiries removed, co removed, ETC.
2 BKs removed off EX// 1BK off EQ and TU (early) 5 judgements 1 state tax lien 1 foreclosure deleted 13 collections 4 bad TLs converted to good bumpage on INQs (a while ago) 7 bad TL deleted Added: 1 new mortgage @ $139K @ 4.5% 1 Target VISA w/ $700 limit 1 HH MC w/ $300 limit 1 Kay Jewlers with $2K limit 1 Chrysler financial of used 2000 Dodge Neon @ 15% (14 months ago) (I have another car loan of a 2001 Suzuki Esteem which I got raped on.... 23%!! Arcadia Financial but I needed a car and this was before my credit repair journey!) Some issues I am working on regarding my score.... Due to my relocation to FL for a new job, time in residence is 9 months, time in job is 10 mo. My utilization is fairly high at the moment. INQs on TU and EX are at 6. And I still have derrogs. My BK13 will age off in 12.5 months along with the stubbornest collections that I have been unable to get off. I figure by then, I will be a member of the 700 club!
VA, The judgement was included in my BK. I used the bankruptcy law section "Effects of Discharge" which states that ANY judgement at ANY time obtained, which is included in BK is VOID. I submitted a motion to vacate based on this and the Judge granted it! It was way cool!
Here is a thread for this CreditNet Testimonials! http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=396217#post396217 >------------>> LB59 please post there
