Ok i posted this in another credit help site,nobody there would not help me! They thought I was stupid just because I didn't understand something. I hope I can get some kind of help here.. This is on my CR from an OC medical bill. I may not know alot but this dosenot seem right. Could someone plese tell me what violations are going on here? Thanks in advance.. THESE ARE ALL REPORTING FROM THE OC,NOT A CA!! MRMC stands fo Mecloud Reginal Medical center! These are on my EQUIFAX #1 OC MRMC ACC# ****** ACC OWNER: Individual Account TYPE OF ACC: Open DATE OPENED: N/A DATE REPORTED 7/2008 DATE OF LAST PAYMENT: THIS IS BLANK DATE MAJOR DELINQENCY FIRST REPORTED: THIS IS BLANK CREDITOR CLASSIFICATION: THIS IS BLANK CHARGE OFF AMOUNT: $0 BALLOON PAYMENT AMOUNT:$0 DATE CLOSED: THIS IS BLANK DATE OF FIRST DELINQUENCY: 11/2003 DATE OF LAST ACTIVITY: N/A CURRENT STATUS: THIS IS BLANK HIGH CREDIT: 1,290 TERMS FREQUENCY: THIS IS BLANK MONTHS REVIEWED:15 ACTIVITY DISCRIPTION: N/A COMMENTS: MEDICAL COLLECTION ACCOUNT THIS SECOUND ONE STARTS WITH THE SAME ACCOUNT # EVERYTHING ELLS IS THE SAME AS THE 1ST ONE BUT DIFFRENT $AMOUNT!!! #2 OC MRMC ACC# ****** ACC OWNER: Individual Account TYPE OF ACC: Open TERM DURATION: THIS IS BLANK DATE OPENED: N/A DATE REPORTED 7/2008 DATE OF LAST PAYMENT: THIS IS BLANK DATE MAJOR DELINQENCY FIRST REPORTED: THIS IS BLANK CREDITOR CLASSIFICATION: THIS IS BLANK CHARGE OFF AMOUNT: $0 BALLOON PAYMENT AMOUNT:$0 DATE CLOSED: THIS IS BLANK DATE OF FIRST DELINQUENCY: 11/2003 DATE OF LAST ACTIVITY: N/A CURRENT STATUS: THIS IS BLANK HIGH CREDIT: 160 TERMS FREQUENCY: THIS IS BLANK MONTHS REVIEWED:15 ACTIVITY DISCRIPTION: N/A COMMENTS: MEDICAL COLLECTION ACCOUNT #3 OC MRMC ACC# ****** ACC OWNER: Individual Account TYPE OF ACC: Open TERM DURATION: THIS IS BLANK DATE OPENED: N/A DATE REPORTED 7/2008 DATE OF LAST PAYMENT: THIS IS BLANK DATE MAJOR DELINQENCY FIRST REPORTED: THIS IS BLANK CREDITOR CLASSIFICATION: THIS IS BLANK CHARGE OFF AMOUNT: $0 BALLOON PAYMENT AMOUNT:$0 DATE CLOSED: THIS IS BLANK DATE OF FIRST DELINQUENCY: 8/2003 DATE OF LAST ACTIVITY: N/A CURRENT STATUS: THIS IS BLANK HIGH CREDIT: 209 TERMS FREQUENCY: THIS IS BLANK MONTHS REVIEWED:15 ACTIVITY DISCRIPTION: N/A COMMENTS: MEDICAL COLLECTION ACCOUNT #4 tHIS ONE ALSO HASE THE SAME ACCOUNT # AS NUMBER 3 OC MRMC ACC# ****** ACC OWNER: Individual Account TYPE OF ACC: Open TERM DURATION: THIS IS BLANK DATE OPENED: N/A DATE REPORTED 7/2008 DATE OF LAST PAYMENT: THIS IS BLANK DATE MAJOR DELINQENCY FIRST REPORTED: THIS IS BLANK CREDITOR CLASSIFICATION: THIS IS BLANK CHARGE OFF AMOUNT: $0 BALLOON PAYMENT AMOUNT:$0 DATE CLOSED: THIS IS BLANK DATE OF FIRST DELINQUENCY: 8/2003 DATE OF LAST ACTIVITY: N/A CURRENT STATUS: THIS IS BLANK HIGH CREDIT:140 TERMS FREQUENCY: THIS IS BLANK MONTHS REVIEWED:15 ACTIVITY DISCRIPTION: N/A COMMENTS: MEDICAL COLLECTION ACCOUNT NOW THE SAME ONES ARE ALSO ON MY TRANSUNION REPORT BUT THEY SAY SOMETHING COMPLETLY DIFFRENT! THEY SAY CONDTION IS COLLECTION/CHARGEOFF I WAS ALSO WOUNDERING ABOUT ONE MORE CA: AFNI ACC# ****** ACC OWNER: Individual Account TYPE OF ACC: Open TERM DURATION: THIS IS BLANK DATE OPENED: N/A DATE REPORTED 2/2008 DATE OF LAST PAYMENT: THIS IS BLANK DATE MAJOR DELINQENCY FIRST REPORTED: 2/2008 CREDITOR CLASSIFICATION: UTILITIES CHARGE OFF AMOUNT: $0 BALLOON PAYMENT AMOUNT:$0 DATE CLOSED: THIS IS BLANK DATE OF FIRST DELINQUENCY: 12/2005 DATE OF LAST ACTIVITY: N/A CURRENT STATUS: THIS IS BLANK HIGH CREDIT:295 TERMS FREQUENCY: THIS IS BLANK MONTHS REVIEWED:N/A ACTIVITY DISCRIPTION: N/A TYPE OF LOAN: FACTORING COMPANY ACCOUNT(DEBT PURCHASER) COMMENTS:COLLECTION ACCOUNT I DONT KNOW WHAT I SHOULD IN THE LETTER TO THE OC FOR THE MEDICAL; THE LAST ONE DON'T LOOK RIGHT TO ME EITHER!!!! THERE IS MORE!
First Stop YELLING ; ) Let's take these things one step at a time. If these tradelines are all for the same account they need to be disputed with the CRA's. Have you done this yet? If not do so. I am pretty pretty sure they will be deleted. Woofer
sorry I didn't know I was yelling. No they are not from the same account.2 of them have the same start acc #. What do u see that is wrong on them? Thanks for helping
No not yet, I would like to know what it is I am disputing. That is why I asked what violations are going on here! I posted a letter that I was going to send,and asked if it was ok,but I havnt got a good answer yet! Could u tell me what all is wrong with the reports? Thanks again
Your disputing the information as incomplete.start with that and go from there when you get the info back.But you have to start.has any of these gone to any ca;s? you need to find out.