what would a near perfect cred

Discussion in 'Credit Talk' started by mdaniels, Mar 17, 2001.

  1. mdaniels

    mdaniels Guest

    report look like?
  2. Momof3

    Momof3 Well-Known Member

    Re: what would a near perfect

    I would venture to guess it may look like this:

    No negatives
    3-4 credit card accounts, balances under 30%
    one retail card
    mortgage reporting
    installment account
    oldest account 10+ years aged
    limited inquires

  3. me

    me Well-Known Member

    Re: what would a near perfect

    I agree. My credit is almost like Momof3 states and this will get you probably in the mid 700's Fico score. I'm trying to get into the 800's but finding it very difficult. Anyone have any idea of how to get into the 800's?
  4. Dallas

    Dallas Guest

    Re: what would a near perfect

    I think someone stated on another board, that very few people reach that #. I think it was a car dealer or mortgage broker who stated they had only seen it once or maybe he/she said they had never seen it. Nevertheless, it is rare. You may drive yourself nuts trying to reach it. But, Good LUck!

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