What would you do at this stage?

SoParkDiva · Jul 7, 2003

Re: Re: Re: Re: Re: What would you do at this stage?

Originally posted by J. Vick 71
SoParkDiva, don't worry about coming out as stupid. I am not a female so I understand that there is alot of things I do not know that you probably do. Do you understand this? All I am trying to do is offer what I know to help you understand what many other people did not understand many years ago and probably will not admit it. Alot of members here including myself have been screwed by the CRA's and have been sued unlike yourself. The CRA's and creditors are so nasty to others like myself. The CRA's report things that are not true and re-age accounts. An individual like myself can not even get results like the way they are suppose to be. It is all a game that they make us play or give in to what they are doing. Do we just sit here and take it or fight back? The people against your views are the ones that fight back. I personally have accounts that are re-aged, past due, and this is after a Bankruptcy. I was really forced to learn the SOL, dispute, validation, and etc. That is why the vets or pros give us advise on how to do this. I think maybe you are a little ticked off that you waited 7 years to get these results. When others did not have to wait. It is a HARD fight and you are very lucky for not having to do this. I do envy your scores and respect what you have been through. I just don't want you to give advise that might hurt other people going through it now. I am sorry if others like myself put words in your mouth. They are just protecting others and have been through it.
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Nice post. Thanks for the kind words. But I am confused now. What is this about "re-aged accounts" and changed account numbers? Is that legal? Can they do that after everything has fallen off your report?

SoParkDiva · Jul 7, 2003

Re: Re: Re: Re: Re: What would you do at this stage?

Originally posted by J. Vick 71
The CRA's and creditors are so nasty to others like myself. The CRA's report things that are not true and re-age accounts. An individual like myself can not even get results like the way they are suppose to be. It is all a game that they make us play or give in to what they are doing. Do we just sit here and take it or fight back? The people against your views are the ones that fight back. I personally have accounts that are re-aged, past due, and this is after a Bankruptcy. I was really forced to learn the SOL, dispute, validation, and etc. That is why the vets or pros give us advise on how to do this.
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I agree that we should all fight back. I attempted to "play the CRA's game" but I gave up fairly quickly. I guess I had no fight in me. I could see that it was pointless for me to pursue a amicable solution - they wanted me to pay $300-400 a month and I wanted to pay less than half of that. Then they hung up on me which I considered extremely rude.

Shortly after that I moved (not to avoid them, of course) and as it turned out I didn't hear from most of my creditors again. I am glad the 7 year law is in place to give people like me a 2nd chance. I have learned a lot and I don't intend to go into debt again. But I acknowledge your past troubles with them and I hope it can be resolved for you. I also realize it can easily happen to me

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What would you do at this stage?

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What would you do at this stage?

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