I have alredy checked my three reports thru the direct site of each CRA. lovely little trick they gave me about getting the report for 30 days and then realize its the same report over the 30 days not an updated one. on top of that I am always getting locked out of the TU and experian site as my password never seems to work. IS there a site to go to to repeatedly check your files where they are fresh current files each time you pull, And you dont have any problems with inquiries. at least not inquiries that lenders can see or that effect fico? Any help would be appreciated.