What's Reportable?

Discussion in 'Credit Talk' started by lbrown59, Sep 15, 2001.

  1. lbrown59

    lbrown59 Well-Known Member

    What kind of information is permited to be reported and what type information is not permited to be reported?
    lb
     
  2. GEORGE

    GEORGE Well-Known Member

    What do you mean? THIS???
    ---------------------------------------------------------------------------------------------
    Identifying information

    Your name
    Current and previous addresses
    Social Security number
    Telephone number
    Date of birth
    Current and previous employers


    Credit history
    Your history of paying bills with credit grantors such as:

    Retail stores
    Banks
    Finance companies
    Mortgage companies


    Public records
    Items that may affect your creditworthiness, such as:

    Tax liens
    Court judgments (including child support judgments)
    Bankruptcies


    Inquiries
    Lists identifying the credit grantors and other authorized parties who
    have received your credit report. Inquiries also contain lists of the
    companies that receive your name and address information for the
    purpose of offering you credit.
    ----------------------------------------------------------------------------------
    Your TransUnion credit report does not contain:

    Checking or savings account information
    Medical histories
    Major purchases paid in full with cash or check
    Business accounts, unless you are personally liable for the
    debt
    Credit scores
    Your race, gender, religion, or national origin
     
  3. lbrown59

    lbrown59 Well-Known Member

    Why or how would this have any affect.?I don't see that C/S should be consedered a Neg.item.Am I missing something here/
     
  4. GEORGE

    GEORGE Well-Known Member

    ----------------------------------------------------------------------------
    Tax liens
    Court judgments (including child support judgments)
    Bankruptcies
    ---------------------------------------------------------------------------

    This is a "LIEN"...the DEADBEAT did not pay...a court order made him/her pay!

    PEOPLE WHO PAY, LIKE THEY ARE SUPPOSED TO EVERY MONTH FOR HOW MANY EVER YEARS (MAYBE TILL THE CHILD IS 18 OR 21) WOULD NOT HAVE A TAX LIEN...
     
  5. lbrown59

    lbrown59 Well-Known Member

    Makes sense -Thanks George
     
  6. GEORGE

    GEORGE Well-Known Member

    That will be 2 F.I.C.O points for the answer...

    :)
     
  7. lbrown59

    lbrown59 Well-Known Member

    I don't have them.You'll have to get them from Discover!LOL
     
  8. lbrown59

    lbrown59 Well-Known Member

    What about lawsuits???
     

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