Can someone please post a list of all the possible Trade Lines that can be reported how they rank in terms of affecting your score? Thanks much
I don't understand what you mean. The score is based on many things, and as far as I know there is no "ranking" of any tradelines. It would depend how old they were, how much of the credit was used, if there were any lates, etc.
i apologize for the vagueness of my question. i was wondering for example, is "paid in full" better than "paid $0 balance" or simply "paid"? or "settled" better than "settled, no further obligations" etc...just wondering if the exact wording of these lines affects your score. i'm in the process of "negotiations" and have been denied full deletion upon full payment, so i would like the next best thing. thanks in advance.
A paid collection is The same as a non paid one, You're still screwed either way. You'll get better results if you keep this issue on your original thread. Hopping it around all over the board means your problem is hard to follow and results in poorer responses. Go back to your original post and read the links i suggested there. Mutiple threads make repliers have to run all over the board to find you to answer your questions.Like wise it can cause to you to miss answers because you have to jump through all your threads to find them.
This is from Equifax and would apply to an I#, R#, O#: Rate Key* 0 Too new to rate 1 Pays account as agreed 2 Not more than two payments past due 3 Not more than three payments past due 4 Not more than four payments past due 5 At least 120 days or more than for payments past due 7 Making regular payments under W.E.P 8 Repossession 9 Bad Debt; placed for collection; skip [/B] .
