On 12-19-1 got a letter from a CA demanding 75.71 they are trying to collect for a Co. called Matrix Telecom. I called Matrix after I got the collection letter from the CA and Matrix says the balance is ZERO. How can the Ca bill me 75.71 for an account that Matrix says has no balance? What The Who's Going On Here Any Why?
Lucky YOU... They records are screwed up .. you should not have a problem with them after sending a validation letter!
I mailed them the validation letter on 12/21/1.On 12/27/1 they called and left a message on my answering machine for me to call.Did the CA violate the FDCPA by calling me after I had sent the validation letter?
lb its NOT the date you mailed the letter. It's the day they Sign and Date the Green Card (CRR). There is a BIG difference! Look for your green card that was retured to you by the post office. The postmasters should of stamped a date on it b/f asking them to sign for it. Now... if the date they sign for it is 12/26/2001 or before they ARE in violation.
My answer would be YES.. HOWEVER...I don't think that would hold up in court. You have to give them time to update their records. That would be there defense if you took it to court......and the judge just might buy it!
I know its the date signed. I havent got it yet. Like I told LAT_Where is that Dang Green Card when you need it?
It could be that that Matrix charged off the acct. and then sold it to the ca. That would then show a 0 balance. Maybe.
================================ Just got the card today. They signed it on 12-26-1: Does it look like I've got them? ====================================
No mail service on Sundays, right? If they did in fact sign for it on the 26th, then yes, you've got them.
LKH Thank you for this reply. After I read it I called MATRIX again. This time they told me the balance was $56.08 as opposed to the $0.00 Balance they gave when I called on 12-19-1. So far I haven been given 4 different balances on the account . The last bill I got from Matrix was for $35.02. The collection Agencey says $75.71 in their letter dated12-12-1. When I Called Matrix the first time the Bal. was $0.00. When I called them the last time they said $56.08. When I got the $35.02 bill I paid them $23.94. How in the dickens do you credit a $23.94 payment to the account and come up with anyone of the four balances that I have been Given ??? What the H*** is the Balance Figgure that were are working with here anyway? They must be using FICOs Magic Math on this one!!
