hey Creditnet Fam...anyone ever heard of this FNBM-Visa Gold? they want a personal check for $49...and they charge your card for the $200 Personal security depo... Another question...I'm trying to Rebuild again...any cc that anyone can advise me to try...Here's the skinny... Experian- had 7 derogs...1 remains...that's it...1 neg item Equifax- screwing me...4 left they say they verified them...I think they're lying... TU- it's blank...all 7 deleted... Now it's time to get equifax taken care of...but I want to have a plan of action to rebuild...
FNBM was my first Visa, I screwed my credit up with department store cards and a beneficial loan... FNBM is alright, they charge you 5.95 to do on-line transactions and it NOW (very recently) takes 13 days... These are the only 23 negatives that I have had with them... Be patient it takes time to build your credit back up...
Have you tried Cap 1? They take you from secured to prime. Not an advertisement. They are my only neg on TU. Charlie
Have you considered applying with Chase? They exclusively pull TU reports. If you have no derogs and a decent score, you will probably be approved for a prime CC. No advertisement here, just thay they only pull TU.
