Whats your CC wish list?

Discussion in 'Credit Talk' started by Cyprigirl, Aug 13, 2001.

  1. Cyprigirl

    Cyprigirl Well-Known Member

    I just curious what is everyone's wish list and reality list for credit cards and how many cards should you stop at to get the right mix?

    CC Wish List

    AMEX Plat Charge (Really like the magazine, lol)

    Reality for now

    Amex green or blue within a month or two.

    Citibank World Card Mastercard


    Citibank AA (my card was mailed today!)
    I called an the rep said that its three months to upgrade to Plat. Select. Oh well maybe I will try another rep. on another day.

    Citibank ABA card

    Chase Plat. I think it's a pretty card!

    Quantum Card this is a real wish at this time .....


    B&N Plat Plus Master card

    Wachovia (my bank)


    Prime for life deal and Plat.
    Store cards:
    Saks/Nordstroms/Bloomingdale (either/or)
    Home Depot
    K-mart for the Martha Stewart Stuff,,,,:)

    Gas Cards:

    What's yours?

  2. author_22

    author_22 Well-Known Member

    Wish list:

    American Express Rewards Plus Gold Card
    Discover Smithsonian Card
    Citgo Celebrity
    National Geographic Society Platinum Mastercard
    Barnes and Noble Platinum Plus Mastercard
    Lane Bryant
    Victoria's Secret

    Reality list for now:

    Secured cards only

    Reality list is I get all or most of these disputes/inquiries off at end of month:

    Discover College Card
    American Express Green College Card
    Victoria's Secret

    And even then, probably not all, and I doubt VS and AMEX would come through.

  3. molly

    molly Well-Known Member

    Amex Green and Chase Classic
  4. Dani

    Dani Well-Known Member

    Amex Centurion :) I'm really dreaming.

  5. Mist

    Mist Well-Known Member

    Wish list:

    Amex Platinum
    MBNA Quantum

    I will apply for the above in 6 months if at that time I have at least a 720 FICO.

    Right now I have:

    Citi AAdvantage World Platinum
    Citi Select Platinum
    ATT Universal Platinum
    Juniper Bank Platinum
    AOL First USA Platinum
    People's Bank (no designation as to type)



    When/If I get the Quantum or Amex I will close the First USA and People's Bank accounts and I may also close Kohl's. Still deciding whether I want to combine the two Citi cards (AAdvantage and Select) into one.
  6. Cyprigirl

    Cyprigirl Well-Known Member

    Discover Smithsonian card?

    I never heard of that one, what are the perks, author?

  7. Cyprigirl

    Cyprigirl Well-Known Member

    You go Mist!!!

    I wanna be just like you,, hehehehe!

    How is it going with EX AND First USA?

  8. Mist

    Mist Well-Known Member

    You get that law degree and the world will be your oyster and you can add your pearls.
  9. Cyprigirl

    Cyprigirl Well-Known Member

    I hope so, Mist! The law degree has cost me enough,,:)

  10. author_22

    author_22 Well-Known Member

    Supporting the Smithsonian, earning savings bonds with purchases, and discounts on Smithsonian related items :) Plus the card looks good ;)

  11. Cyprigirl

    Cyprigirl Well-Known Member

    where did you find out about it, its not on their website, in fact all they show is the plat. and the student card.

  12. Mist

    Mist Well-Known Member

    I'm changing my "wish list" because I just found out the AMEX Platinum is $300 annual fee. I thought it was $150 which is still a lot but the card comes with incredible benefits especially for those who travel a lot. Still, $300 is just too steep, I think, so I'm removing that and adding the AMEX Gold Membership Rewards Card to my wish list instead.
  13. Cyprigirl

    Cyprigirl Well-Known Member

    That is pretty steep! Hmmm,, might have to rethink that one.


  14. author_22

    author_22 Well-Known Member

  15. Mike

    Mike Well-Known Member

    I'm going to be simple here...

    How about ANYTHING PRIME!!!!!!!

    My Providian and FCNB will be maturing to the 24 month perfect status this month. FNCC, Orchard and FNB will soon follow.

    I refinanced my car loan at the credit union today. Went from 18% to 13% so I guess this gives me hope.

    BTW don't believe either Myfico.com or CreditExpert.com. My real scores were from 30 to 50 points less according to the credit union.

    Back to the original subject. I know that if I keep paying on time that I will eventually get something ANYTHING PRIME? Someday I can only wish.

  16. author_22

    author_22 Well-Known Member

    Good point. In another thread, I begged the credit gods for one more unsecured, prime chance.

    Steph :)
  17. Cyprigirl

    Cyprigirl Well-Known Member


  18. Cadillac408

    Cadillac408 Well-Known Member

    My wish list is as followed:

    1. Am/Ex Platinum (hey....it's one of the few cards that people see and their jaws drop).

    2. Macy's Presidents Club Visa (if you worked there, you'd know why...I'd take the regular President's non-visa as well).

    3. A Citibank card w/ a decent limit (I know...I know...)

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