I just curious what is everyone's wish list and reality list for credit cards and how many cards should you stop at to get the right mix? CC Wish List AMEX Plat Charge (Really like the magazine, lol) Reality for now Amex green or blue within a month or two. Citibank World Card Mastercard Reality Citibank AA (my card was mailed today!) I called an the rep said that its three months to upgrade to Plat. Select. Oh well maybe I will try another rep. on another day. Citibank ABA card Chase Plat. I think it's a pretty card! MBNA Quantum Card this is a real wish at this time ..... Reality B&N Plat Plus Master card Wachovia (my bank) Reality Prime for life deal and Plat. ____________________________________________ Reality Store cards: Saks/Nordstroms/Bloomingdale (either/or) Home Depot K-mart for the Martha Stewart Stuff,,,, Gas Cards: Chevron/Shell What's yours? Cypri
Wish list: American Express Rewards Plus Gold Card Discover Smithsonian Card Citgo Celebrity National Geographic Society Platinum Mastercard Barnes and Noble Platinum Plus Mastercard Lane Bryant Target Victoria's Secret Reality list for now: Secured cards only Reality list is I get all or most of these disputes/inquiries off at end of month: Discover College Card American Express Green College Card Target Victoria's Secret And even then, probably not all, and I doubt VS and AMEX would come through. Steph
Wish list: Amex Platinum MBNA Quantum I will apply for the above in 6 months if at that time I have at least a 720 FICO. Right now I have: Citi AAdvantage World Platinum Citi Select Platinum ATT Universal Platinum Juniper Bank Platinum AOL First USA Platinum People's Bank (no designation as to type) retail: Kohl's Strawbridge's When/If I get the Quantum or Amex I will close the First USA and People's Bank accounts and I may also close Kohl's. Still deciding whether I want to combine the two Citi cards (AAdvantage and Select) into one.
Supporting the Smithsonian, earning savings bonds with purchases, and discounts on Smithsonian related items Plus the card looks good Steph
where did you find out about it, its not on their website, in fact all they show is the plat. and the student card. Cypri
I'm changing my "wish list" because I just found out the AMEX Platinum is $300 annual fee. I thought it was $150 which is still a lot but the card comes with incredible benefits especially for those who travel a lot. Still, $300 is just too steep, I think, so I'm removing that and adding the AMEX Gold Membership Rewards Card to my wish list instead.
Cypri, It's at this link: http://www.discoverfinancial.com/pponline/data/ I am in love with that card...... Steph
I'm going to be simple here... How about ANYTHING PRIME!!!!!!! My Providian and FCNB will be maturing to the 24 month perfect status this month. FNCC, Orchard and FNB will soon follow. I refinanced my car loan at the credit union today. Went from 18% to 13% so I guess this gives me hope. BTW don't believe either Myfico.com or CreditExpert.com. My real scores were from 30 to 50 points less according to the credit union. Back to the original subject. I know that if I keep paying on time that I will eventually get something ANYTHING PRIME? Someday I can only wish. Mike
My wish list is as followed: 1. Am/Ex Platinum (hey....it's one of the few cards that people see and their jaws drop). 2. Macy's Presidents Club Visa (if you worked there, you'd know why...I'd take the regular President's non-visa as well). 3. A Citibank card w/ a decent limit (I know...I know...)