What's your DREAM CARD & LIMIT?

Discussion in 'Credit Talk' started by CardKid, May 13, 2001.

  1. CardKid

    CardKid Well-Known Member

    What's your Dream Card and Limit?

    Hi Gang!

    I thought about this question today to try and establish a true measure of credit success. I have the department store cards covered, Platinum is now covered (it's in the mail), even a Smart Card (Fleet Fusion). But, the icing on the cake, the strawberry atop the sundae, the card of cards...SOUND THE TRUMPETS... for me... would be...DRUM ROLL...

    AMERICAN EXPRESS BLUE
    with no pre-set spending limit.

    I know, I should be ashamed for mentioning their name after what they put me through. But, nonetheless, this is my dream. I hope to make it come true in March of 2002!

    CardKid
     
  2. Mirage

    Mirage Well-Known Member

    Re: What's your DREAM CARD?

    CardKid-

    My goal for the CC

    One CC with a $10k limit
    Amex Green or Gold
    Amex Optima Plat or Blue

    Not too tough. :cool:

    Best regards,
    Sam

    Nothing like spending a sunny afternoon surfing creditnet.com and watching a baseball game on TV.

    Best regards,
    Sam
     
  3. dogman

    dogman Well-Known Member

    Could it Be the Exquisite CCBVG?

    Cross Country Bank Visa Gold?
     
  4. DaveLV

    DaveLV Well-Known Member

    Re: What's your Dream Card and Limit?

    Heck, you guys are thinking small. My dream card would be no limit, no payments until you are dead, and Uma Thurman (wearing nothing but a smile) delivers all of your on-line purchases.
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: What's your Dream Card and Limit?

    CREDIT LIMIT CHOSEN BY CUSTOMER...

    INTEREST RATE NOT TO EXCEED PRIME RATE...

    FREE BALANCE TRANSFERS...

    NO ANNUAL FEE...

    BANKS WILLING TO INCREASE CREDIT LINE ANY TIME YOU TELL THEM TO
    (NO QUESTIONS)...

    IF A MILEAGE CARD...NO LIMIT TO MILES EARNED...





    AND A "REAL" IDEA OF WHAT GOLD, PLATINUM, TITINUM, ETC. SHOULD REALLY MEAN
    NO $200 GOLD...
     
  6. GEORGE

    GEORGE Well-Known Member

    Re: What's your Dream Card and Limit?

    ...ALSO A POLICY THAT SAYS IF YOU HAVE NO CARDS BELOW $5,000 CREDIT LINE, A BANK CAN NOT GIVE YOU A CARD WITH A CREDIT LINE OF $500!!!!
     
  7. CardKid

    CardKid Well-Known Member

    Re: What's your Dream Card and Limit?

    LOL Dave!
     
  8. CardKid

    CardKid Well-Known Member

    Re: What's your Dream Card and Limit?

    That's excellent Lizard. I started back in March of last year with Lexington Law. I followed your lead on the Fleet Bank card but opted for the Smart Fusion over the Platinum. Maybe that's why they only gave me 4k. I can't complain. Before that, my highest line was only $2,200.

    As for Amex, the analyst told me to wait until a student loan collection account ($0 balance) ages two years (March 2002) to get BLUE. Blame it on Experian's memory ;-(

    Anyway, 30k over 3 cards in less than a year is nothing short of phenomenal. I'm inspired! But, Amex Black (Centurian)? I saw something on Dateline a few months ago about that exclusive card. It has a $1,000 annual fee. But, the perks are first class all the way.

    CardKid
     
  9. Cadillac408

    Cadillac408 Well-Known Member

    Re: What's your Dream Card and Limit?

    I agree w/ GEORGE!

    I think my dream card is Am/Ex Platinum Charge. I would say Black but realistically that's never going to happen unless I win the lottery. Platinum is still in reaching distance. My other card is a Citibank card w/ high limit. Right now I'm at $1200! :-\ I would like $5k and up. But Citi limit would depend on my financial status at the time. I wouldn't want a $20k limit when I make $30k/yr. Get it?
     
  10. roni

    roni Well-Known Member

    Re: What's your Dream Card and Limit?


    MY DREAM IS AMEX ANYTHING. MY GOAL FOR THE REST OF 2001 IS TO IMPROVE THAT FICO OF MINE AND TO GET AMEX........BY 12/2001 I WILL HAVE SOMETHING TO REPORT.
     
  11. AZMDX

    AZMDX Active Member

    Re: What's your Dream Card and Limit?

    Does AMERICAN EXPRESS offer BLUE
    with no pre-set spending limit? Never heard of it.

    AZMDX
     
  12. Surphie

    Surphie Well-Known Member

    Re: What's your Dream Card and Limi

    No it doesn't. Only charge cards offer no pre-set spending limits. Amex Blue is a credit card.
     
  13. CardKid

    CardKid Well-Known Member

    Re: What's your Dream Card and Limi

    Ooops! You're right. Blue is a credit card. The line can be up to 100k. That's what I get for dreaming.

    CardKid
     
  14. steve

    steve Well-Known Member

    Re: What's your Dream Card and Limi

    AMEX Blue is a great card, but my dream card would have these features:

    Excellent Customer Service and Worldwide Acceptance

    0% intro APR for 1 year, 9.9% thereafter
    High Credit Line

    No Annual Fee
    No Cash Advance or BT fees
    No Foreign Transaction fee

    30 day Grace Period for Purchases, BT, Cash Advances

    Rewards Program (points that have no limit and never expire)

    Concierge Service
    All the usual Gold and Platinum benefits
     
  15. Len

    Len Member

    Re: What's your DREAM CARD?

    I will never know the ecstasy
    of carrying the Cross Country
    Gold, but I did have the
    extreme honor of lugging two
    (count 'em, two!) highly prized
    Silver Preferred cards around
    for quite awhile.

    Having two of those did not
    double my fun.

    But it did make my Cross
    Country experience twice as
    painful and ten times more
    difficult to terminate.

    Plus, my puppy was kidnapped.
     
  16. Cid62

    Cid62 Member

    Re: What's your Dream Card and Limit?

    DaveLV,

    I like your style....the above all sounds good to me, except with a small substitution of Mel Gibson or Sean Connery (or what the heck, why not both...I can dream) for Ms. Thurman!

    Cheers,
    Cindy
     
  17. dogman

    dogman Well-Known Member

    Re: What's your DREAM CARD?

    And your point is.....? :)
     
  18. GEORGE

    GEORGE Well-Known Member

    Re: What's your DREAM CARD?

    WHO IS...Uma Thurman (wearing nothing but a smile) ????

    GUESS I DON'T WATCH THE RIGHT TV SHOWS...
     
  19. DaveLV

    DaveLV Well-Known Member

  20. GEORGE

    GEORGE Well-Known Member

    Re: What's your DREAM CARD?

    OK.
     

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