Re: Re Mirage and Target I called a couple of days ago and spoke with a csr. She didn't have much info. as to what the criteria was. She couldn't/wouldn't tell me what the cutoff fico was. She wouldn't let me speak to anyone in the new accounts dept. Also, the Target guest card does not improve your chance in getting the Visa. She did say if you have any derog. then you should wait to apply. So I will wait.
Re: Re Mirage and Target Not to sound stupid, but what are some of the prime cards. Is Chase considered one?
Re: Re Mirage and Target chase is very much prime, they won't consider me for a non-secured product with a reasonable score and a $500 charge off. I have my $30K car financed through them too.
Re: Re Mirage and Target The reason why I asked if Chase was prime. Was, it seems to be a hard cc to get. But last year they offered me a preapproved offer with a $5000 limit. At that time I had 2 judgements, 2 chargeoffs, adn 3 deliquent old accounts. I guess I my application fell through the cracks. Then last week they sent me a Chase MC applications. Can anyone explain.......
Re: Re Mirage and Target Mirage, What state do you live in that a BK falls off in 7 years? I thought it was 10 nationally. Charlie
