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When does account come off?

Discussion in 'Credit Talk' started by helpwanted, Jun 13, 2002.

  1. Jun 13, 2002 #1
    helpwanted

    helpwanted Well-Known Member

    I got onto Creditwatch yesterday. My Discover reports this...

    When will this account come off my credit report? Also, I filed a bankruptcy in 2/1997, why did they report me as 30 days past due on 3/1997?

    What should I do.
     
  3. Jun 13, 2002 #2
    Kiyi

    Kiyi Well-Known Member

    what was the account charged off? that would be the date it starts the clock
     
  4. Jun 13, 2002 #3
    helpwanted

    helpwanted Well-Known Member

    Ok, can you explain this then? My Bankruptcy effective date is 2/24/1997 which is BEFORE the report of 3/1997. Isn't that illegal for them to keep reporting me?

    Thanks
     
  5. Jun 13, 2002 #4
    erik776

    erik776 Well-Known Member

    The lates will come off 7 years after the late date. The 60+ would come off in October or November of this year if you do nothing. Because the 30+ late from 03/1997 occurred after the bankruptcy, you should have grounds to dispute it.
     

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