Hi, I'm a noob. So, I just checked my credit report and looked at the hard inquiries. I noticed two inquiries by a CA (Northland Group, trying to collect a Cap1 acct) within a week of each other. I know I had made no contact with them prior to the dates of the inquiries. I also noticed a similar inquiry by Direct Merchant. I've been trying to find the answer to this, but isn't it illegal to pull your information unless they have your permission? What laws exactly are they violating? Do i just dispute with the CRA or do I send a letter of the CA and OC as well? Please let me know! Thanks so much for the help, guys!
Really? A hard inquiry? And what about pulling it twice in a matter of 6 days? That doesn't sound right.
