Hi I know this has been addressed but I can't find it in the search ... Tranunion and equifax have deleated 7 yo charge-off BUT experian is reporting it with the dates exactly a year later (kinda seems like re-aging maybe or they reported it wrong or a year later to Experian) but of course it didn't drop off this month. To make it worse of course the CC company verfied the debt when Experian investigated it. So who do I bitch at to get this off my experian...Experian or do I try validating with Cap1.....can I send copies of my Tu and Eq reports showing it should be obsolete or is that a bad idea ? Thanks for your help...(again) Jamie
You could try sending copies of your other reports. But, if you do, make sure you cross everything else off with a dark marker or whiteout.
If the date is truly 7 years ago maybe call Cap1 and ask them to contact EX diractly. Currently I have them contacting EQ on another matter. Don't know if they will but I do have an operator name. id # call time & date. Even if it takes awhile to update, it probably won't be a whole year. Iwent through reg. CS but said that if my concerns weren't resolved, I'd require a mgr. Others may recommend PFB.
