When will the 7 years be up?

Discussion in 'Credit Talk' started by Higher, Feb 9, 2003.

  1. Higher

    Higher Member

    By looking at the info below, when is the 7 years u;p on this account for me to get it off my report?

    ------------------------------------------------------------
    NBGL BOSTON
    Account No.: 5***********
    Type: Charge Account
    Responsibility: Individual
    Payment:

    Date Opened: 10/01/1994
    Date Reported: 10/01/2002

    Terms:
    High Balance: $528
    Limit: $300
    Balance: $0
    Past Due: $0

    Condition: Closed (Paid)
    Status: Collection/Chargeoff
    Remarks: Payment after charge off/collection Paid profit and loss

    Two Year Payment History:
    None Reported
    Seven Year Payment History:
    30 Days Late:
    60 Days Late:
    90 Days Late:
    ------------------------------------------------------------
     
  2. lbrown59

    lbrown59 Well-Known Member

    When was the DOLA ie date of last activity on this ?
     
  3. Higher

    Higher Member

    My report does not say - I'll dispute it with the CRA's saying the 7 years is up and see if either they remove it or tell me when it comes up. Advice?
     
  4. helpwanted

    helpwanted Well-Known Member

    Re: Re: When will the 7 years be up?

    Why not just dispute it as "NOT MINE" with the CRA. They shouldn't be able to verify it! Do that a couple of times, except you need to be more forceful with your language.
     
  5. lbrown59

    lbrown59 Well-Known Member

    Re: Re: When will the 7 years be up?

    My report does not say
    Higher
    ====================
    They only gave 1994 and 2002.
    Now there is just no way it could be 2002 is there ?
    LB 59
    End
     

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