Where are the dates on Reports?

Discussion in 'Credit Talk' started by fletchlive, Aug 27, 2003.

  1. fletchlive

    fletchlive Well-Known Member

    For the life of me, I can not find the dates on the reports that tell when each account was first deliquent. I understand this is important as to when the 7 year process begins. Thanks.
     
  2. jlynn

    jlynn Well-Known Member

    Are you looking at reports from the CRA's directly, or a 3 in 1?

    If its from a 3 in 1 provider, knowing which one might help someone familiar with their format.
     
  3. fletchlive

    fletchlive Well-Known Member

    Here are the actual lines - i see dates for last activity but have no way to figure out when I was first deliquent.

    By the way, any ideas on where to start cleaning up my credit? All derogatorys are paid except Chase.



    CHASE NA / REVOLVING
    (01) EFX I 09-99 6086 N/A 6086 11-00 COLL/P&L 11-00 01 01 03 11-00 9554
    (02) XPN I 09-99 N/A N/A 6086 01-01 COLL/P&L 6000 01-01 01 01 03 01-01 9
    (03) TUC I 09-99 6086 N/A 6086 01-01 COLL/P&L 11-00 00 00 00 11-00 9
    COMMENTS: XPN: ACCOUNT TRANSFERRED. TUC: ACCOUNT
    TRANSFERRED.


    DISCOVER FINANCIAL SVC /REVOLVING
    (01) EFX I 04-94 2000 116 CLOSED 11-00 DEL 120 255 11-00 01 01 04 11-00 5554
    (02) XPN I 04-94 N/A N/A N/A 12-00 COLL/P&L 3000 11-00 01 01 04 11-00 9
    (03) TUC I 04-94 3036 N/A CLOSED 01-01 UNRATED 00 00 00 01-01 -
    COMMENTS: EFX: CLOSED BY CONSUMER. XPN: CLOSED BY CONSUMER.
    TUC: CREDIT LINE CLOSED.


    FLEET CC / REVOLVING
    (01) EFX I 04-98 6276 85 6276 12-00 COLL/P&L 1000 12-00 01 01 05 12-00 9555
    (02) XPN I 04-98 N/A N/A 6276 12-00 COLL/P&L 1079 12-00 01 01 05 12-00 9-666543211111111111111
    (03) TUC I 04-98 6276 N/A 6276 12-00 COLL/P&L 1079 07-00 00 00 00 07-00 9


    UNITED ACCOUNTS INC /0000000000044XXXX COLLECTION
    (02) XPN I 08-00 100 N/A N/A 03-03 CURRENT -- -- -- 03-03 19
    COMMENTS: XPN: ACCOUNT SUBMITTED TO COLLECTION;
    PAID.

    ASSET ACCEPTANCE LLC /CHASE INSTALLMENT
    (01) EFX I N/A 7627 N/A 7627 11-02 UNRATED 7000 00 00 00 11-02 -
    (02) XPN I 11-02 7500 N/A 7627 12-02 UNRATED 00 00 00 12-02 -
    (03) TUC I 11-02 7627 N/A 7627 12-02 UNRATED 00 00 00 12-02 -
    COMMENTS: EFX: CUSTOMER UNABLE TO LOCATE SUBJECT.
    XPN: CUSTOMER UNABLE TO LOCATE SUBJECT.
    TUC: MOVED; LEFT NO FORWARDING ADDRESS.
     

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