This is my very first post, and it seems like many of you are having success clearing your credit. It also seems like you're getting deletions without the help of the so-called credit cleaning/repair companies. If this is true, where are you getting the forms for the dispute letters?
After you log in, and you click on "Discussions", you'll see "Sample Letters", click on that, there are several letters you may find of use. Of course you'll need to modify them to your own situation. There are also validation letters, demand letters, etc, posted on the board, click on search, then type in validation letter, I believe psychdoc and lizardking had some great ones posted.
