I have been trying to get Cap 1 to increase my $200 limit on a card that was opened for me after an old Cap 1 account had been charged-off. I can't them to give in on an increase. It doesn't matter what I say(even threatening to close the account). They tell me the same thing over and over again. This type of account does not get limit increases. I have had it since 06/99, never over the limit, never paid late. They did approve me for another Cap 1 visa in 09/00, same credit limit. I am planning to close this account in the next few months, of course I'm concerned about doing this since it is my oldest account. It is my oldest but what's the incentive for keeping it open? I will wait a while longer on the newer Cap 1 account but will probably close it too. So what's my next move? Here's my history: Cap 1 Visa 06/99 limit 200 FCNB MC 02/00 limit 525 (plan to add more funds to this one) Cap 1 Visa 09/00 limit 200 Chevron CCB 10/00 limit 300 Aria 11/00 limit 500 I have been trying to rebuild for about a year now (was too young and too stupid); I still have a couple of collections I am paying on. Just a few more months and those will be paid in full. I am happy about what I have accomplished. I have a secure (government) job earning just under $30000.00 per year. All of these accounts are current and never late or over the limit (FCNB was late once, payment never made it there). Should I just sit tight for a while and let these mature a little longer? Is there anything else that I should try and apply for that might improve my scores? I'm trying to think ahead, I'd like to buy a home in 2 years. All help and suggestions are appreciated.