Some of us have had bad habits of using cc for all purchases and only paying back the minimum payment or more when necessary. I have been asleep for the past 3 years,how about you? The reason I say this is because in 2009 I started a spreadsheet to pay off all my credit cards but for some reason I got hijacked and did not follow up. Well Kashmac is back in the game. I am enjoying doing the research,reading forums, websites and youtube. I have always said pay the cc Banks first. If you need more money they are there for you. This past period I paid $1011 on cc my available for this period was $1211. A credit limit increase of $200. I need a loan of from $1200 to $1500 at 10 to 12 percent for one year. It is working capital used to reduce the high interest I pay on some cards. If you know where to go for this type of loan please let me know. Thanks for your help.
Glad to hear you're back in the game and paying off your credit card debt. As far as P2P lending sites go, I would check out both www.prosper.com and www.lendingclub.com. Remember thought, that you'll generally need to have FICO scores above 650 to even use one of these sites. I'm not sure where your current FICO Scores stand, but just keep that in mind as you do your research.
