Where to get FREE copy of Reports??

Discussion in 'Credit Talk' started by Jam, Aug 21, 2002.

  1. Jam

    Jam Active Member

    Hi:

    I like to know if there is anywhere to get a FREE copy of my credit report?? I need to see what's in Equifax , Experian. I have TRANSUNION. Please advise. Thanks.
    Jam
     
  2. Eric2OO2

    Eric2OO2 Well-Known Member

    Only way I know to get a free report is if you've been denied credit in the past 60 days, and I don't think thats online. However you can subscribe to EQ's CreditWatch. It's free for thirty days, and if you didnt wan't it after that just cancel it. You can pull your report and score daily. Im in my free trial now but I plan on keeping it and paying the $69.95 fee for a year. Worth it in my opinion....
     
  3. Jam

    Jam Active Member

    Thanks Eric. Will give it some thought. Thanks.

    Will this hurt your credit scores???
     
  4. tracyb0313

    tracyb0313 Well-Known Member

    call the 1-800 numbers, and tell them you were denied credit in the last 60 days. Worked for me!
     
  5. Jam

    Jam Active Member

    Just cal them?? No need to show who denied the credit?? Wow!! Something very new to me. Thanks
    Jam
     
  6. vanili

    vanili Well-Known Member

    When I did this a few years ago, I had to tell them who denied me credit. I live in MD so I get one free report a year from each bureau
     
  7. tracyb0313

    tracyb0313 Well-Known Member

    when I called, all you had to do is push the buttons for denied credit, and leave your info. on their machine!
     

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