I went to a place that said they could clear my bad credit even the bankruptcy (which has only been 2 years ago) All for the sum of $4,200 fine if I have that kind of money but I don't. I decided to try to clear it up on my own but have no clue where to begin! I understand that I send a letter of validation to the creditors. They send me back information, but what if the information is correct. then what? I just need someone to explain this whole procedure in plain English not the technical terms. Any info would be so appreciated Thanks, Alexia
