Hello all I hope that everyone contributes a bit on this question. I applied on 7/23/04 for the AMEX Costco card and was denied because of "housing arrangements" (they indicated I marked on the app that I was renting) and "length of credit history was too short" and my "utilization was high". Now on 08/04/04 I applied for the AMEX Green Rewards and was approved and I made a payment this month and was wondering how long should I wait before I apply for a different AMEX card. Any recommendations on which card would be helpful. My credit history: since 10/98 TU: no derogs EQF: 1 -30day Exp: no derogs Current Cards: Orchard Bank CL: 950 Target Visa: 1000 Target Guest Card: 400 JC Penney: 400 Amex Green Rewards: charge card 2 student loans: never late 1 car loan: orig bal 13K & balance is 7K never late?
I applied for the Green and Blue last Nov and was approved for both. Right after my 6th month mark I have received a 3k CLI on the Blue, upgraded my Green to Platinum and was approved for the Amex Starwood card. From what I understand Amex would like to see a 6th month history with them. A revolving Amex product requires a slightly higher standard than a Amex charge card prodict. So, work the Green for 6 months, get you scores up there, make sure you have two major cc (Visa or MC) with at least two years of excellent history. Best regards, Mirage
