Which BofA card should I try for?

Discussion in 'Credit Talk' started by MartysGirl, May 9, 2002.

  1. MartysGirl

    MartysGirl Well-Known Member

    You can see my scores below. I think they pull TU for my area. I have one neg from 1997 that was paid. What are my chances for their card? and which card should I try for? The Gold, Plat. or?
     
  2. MartysGirl

    MartysGirl Well-Known Member

    Bump..

    I hope someone can shead some light here!
     
  3. shaolin76

    shaolin76 Well-Known Member

    I live in houston texeas.. just applyed for the classic airline card as a mortage person sugessted i get more cardsP anyways they checked with Trans for me
     
  4. donna8284

    donna8284 Well-Known Member

    a friend of mine just applied and was approved for a gold. His TU score was 683 and the CL was $3000. He has high balances on a couple cards and $0 on the rest and 6 or 7 inquiries. Also has an unpaid medical collection from 97.
     
  5. MartysGirl

    MartysGirl Well-Known Member

    Thanks so much Donna

    I think I might try for the gold!
     
  6. miles

    miles Well-Known Member

    Why not try for the Platinum? I originally applied for the Platinum card, but was given the Gold card instead. If you don't qualify for the Platinum, they will consider you for the Gold. BTW, I was able to upgrade to the Platinum card after 6 months, but with a hard inquiry. Good luck to you!!
     
  7. MartysGirl

    MartysGirl Well-Known Member

    Thanks guys for all of your help. I just applied via phone. I wonder how long it will take to find out if I am approved?
     
  8. donna8284

    donna8284 Well-Known Member

    It took about 6 days for my friend
     
  9. bailey

    bailey Well-Known Member

    Marty's girl, didn't you just get approved for a mortgage loan?? You may want to hold off with applying until you gets your keys??
     
  10. MartysGirl

    MartysGirl Well-Known Member

    Hi Bailey

    Yes... and No..lol! My husband just got approved. This is why I'm not worried about applying using my credit.
     
  11. bailey

    bailey Well-Known Member

    Ok then. Apply away, you have to furnish and decorate that NEW house:)))
     

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