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which card, am I still subprime?

Discussion in 'Credit Talk' started by hurleee, Feb 20, 2003.

  1. Feb 20, 2003 #1
    hurleee

    hurleee Well-Known Member

    Hi all, I now have a bank of america card, was 2% for 5 months , now 17%. Has a zero balance, I have a sears card, too. When we got our mortgage my scores were around 680 combined. I know from reading most og you don't reccommend providian, discover, or capitiol one. what's left for me? I have lates from 1996 adn 97, and also a paid charge off from GMAC from 1998. thanks. jody
     
  3. Feb 20, 2003 #2
    AustinGuy

    AustinGuy Well-Known Member

    I'd recommend Citibank.
     
  4. Feb 20, 2003 #3
    azur24

    azur24 Well-Known Member

    Citibank usually denies for charge offs (paid or not)

    GM appears to be score driven on EQ. Initial credit lines around $2k

    Just my opinion...
     
  5. Feb 20, 2003 #4
    RichGuy

    RichGuy Well-Known Member

    Citibank

    Once my unpaid chargeoffs were 3 years old, I never had any problems with Citibank. Now I have 2 Platinum cards with them.
     

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