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Discussion in 'Credit Talk' started by dinob12, Jul 16, 2001.
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nextcard pulls TU and I think Chase does also, Citi sometimes pulls EQ or TU
AMEX, CITIGROUP, CAPital ONE, pulled T.U, and im in so. california.....
I found this list .... Comparing it to this board I think it is most accurate.
I hope this helps
Thanks alot for the info everyone..
CapOne pulled both TU and Experian for me...here's another list on this site:
I DON'T LIKE THE AND/OR...
ZERO INQUIRY IN LAST 6 MONTHS
ONE IN 12 MONTHS
THREE IN TWO YEARS
I need a GUARANTEED only TRANSUNION...looks like HOUSEHOLD ~2.9% I THINK is my only choice.
NEXT CARD AND CHASE ARE OUT (ALREADY HAVE THEM...for a while)
I need to BALANCE TRANSFER wife's NEXT CARD INTO NON EXISTENCE!!!!
I'm going to get them...I'm going to over pay them and then charge something for $1.00 less than the credit balance...make them send a statement for three months WITH A CREDIT BALANCE SHOWING FOR $1.00!!!
I'M confused...one link says HOUSEHOLD is EQUIFAX ONLY
One link says HOUSEHOLD is TRANSUNION ONLY
I have never found one CRA/Creditor list the same as any other. Some say it is location, such as a creditor pulling Equifax for an applicant in Va and Experian for an applicant in Ca. I think that has something to do with it...cost might have something to do with it also. Some pull more than 1, like my CapOne inquiry, while others have said CapOne only pulled TU so what do you do???
I Just got a card from FNANB and they ONLY pulled Equifax. Everbank denied me and ONLY pulled Experian.
Either way you can not be 100% sure.