Click here for Millcbs Creditor/CRA list It depends on your location (and other factors such as what the CRA's charge to pull the report) that determines what CRA will be pulled. You can only use that list as a guideline, it may not be 100% certain which one will actually be pulled for you. -Peace, Dave
Dave, The creditnet.com CRA list is 95% correct to guide the reference for me. BTW: I had one inquiry on TU in the past 2 yrs. Most of my creditors used EFX. Herman
Thanks for the info Herman, I check them all when I am about to apply, but it is good to hear you think the Creditnet list is accurate. ...I did not mean that the Millcbs CRA list was not 100% accurate...what I meant was that it is never guaranteed what report they will pull even in a certain state. Sometimes they change up on you and pull a completely different report than any of the lists. At least for me this has happened. -Peace, Dave