Which CC primarily uses TU?

Discussion in 'Credit Talk' started by tommyy, Nov 10, 2001.

  1. tommyy

    tommyy Well-Known Member

    Does anyone know which CC company uses TU?
    I know CITI bank does, any others?
     
  2. Nave

    Nave Well-Known Member

    Click here for Millcbs Creditor/CRA list

    It depends on your location (and other factors such as what the CRA's charge to pull the report) that determines what CRA will be pulled. You can only use that list as a guideline, it may not be 100% certain which one will actually be pulled for you.

    -Peace, Dave
     
  3. Cyprigirl

    Cyprigirl Well-Known Member

    chase and bank of america
     
  4. tommyy

    tommyy Well-Known Member

    Cypri,
    Which is easier to get Chase or B of A? Also, do either offer on-line approval?
     
  5. Herman

    Herman Well-Known Member

    Dave,

    The creditnet.com CRA list is 95% correct to guide the reference for me.

    BTW: I had one inquiry on TU in the past 2 yrs. Most of my creditors used EFX.


    Herman
     
  6. Nave

    Nave Well-Known Member

    Thanks for the info Herman,
    I check them all when I am about to apply, but it is good to hear you think the Creditnet list is accurate.

    ...I did not mean that the Millcbs CRA list was not 100% accurate...what I meant was that it is never guaranteed what report they will pull even in a certain state. Sometimes they change up on you and pull a completely different report than any of the lists. At least for me this has happened.

    -Peace, Dave
     
  7. Cyprigirl

    Cyprigirl Well-Known Member

    I could not tell you that one but they both offer online application
     
  8. tommyy

    tommyy Well-Known Member

    Dave,
    Where can I find the Credit.net list
     
  9. Nave

    Nave Well-Known Member

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