Thinking about applying for a card from some of these banks. Anyone know which CRA reports they pull? Bank of America First USA AMEX Fleet Bank Would appreciate any insight. Thanks. FoN
RE: Which CRA do these banks u AMEX - Experian, Fleet - TU. Applied 2 years ago with FUSA; they pulled Equifax then. Also Equifax with NetBank 3 months ago. I live in GA. Hope this helps! J.
RE: Which CRA do these banks u First USA uses Equifax, Equifax if the main bureau most major credit card co.'s use.
RE: Which CRA do these banks u First USA - Experian Bank of America - Equifax Fleet - Experian AMEX - Experian Officially pulled when I applied. Texas
RE: Which CRA do these banks u I'm currently putting together a web site with an application that you can add your creditor, state and CRA used into the database. You'll also be able to search all the existing data as you like. I registered the domain yesterday. I've been working on the site for the past couple of days. It's about 50% done. It will be online soon, and I'll post the URL.
RE: Which CRA do these banks u You never know which CRA creditors use,example;I applied DMB last Apr and they pulled TU,three month later I reapplied DMB this time they used Experian.
RE: Which CRA do these banks u SOMEBODY previously suggested that MOST could pull any of the 3 major, but if one credit reporting agency has a "SALE ON REPORTS" they will pull from that credit reporting agency...
John S We hurry it on up will yah!! Just Kidding, looking forward to it and let me know if you need any help or insight. Mom
RE: John S I'm about 75% done with it. You can seach the list by creditor name (sorts by state and CRA, and gives a total count of how many times a particular CRA was pulled by each creditor in each state, etc.), you can add a new creditor to the database (for others to use when adding inquires, just to speed up input time), and I'm currently working on the part to allow you to add your individual inquiries to the database. Should not be more than a few days.
RE: Which CRA do these banks u Along with the creditor name, the CRA pulled and the Zip Code (references the state), I also store the date on which the record was added. After we gather some data over a few months, we'll start filtering and/or provide a method to filter by date. The site is ready, by the way ... announcment to come shortly.
RE: Which CRA do these banks u Visitor will be able to add whatever inquiries that were made. For example, I just had MBNA pull both my TU and my Experian - I added both.
