I am in California.. anyone know which CRA they would pull? I would like to apply for the DISCOVER Platinum. Thanks..
I just applied for the Discover Platinum yesterday and they pulled TransUnion on me. I was approved with TransUnion's "fake-o" score of 716 for a $5000 credit line. BTW, I am in Iowa, if that helps. I have also read from others they frequently pull Equifax. Pretty sure they don't pull Experian.
Take a look at millcbs.com -- they maintain a great CRA-Creditor list. For what it's worth, in California, it looks like two consumers reported their Discover inquiries to millcbs.com. Discover pulled Equifax for one consumer and Experian for the other. Then I got bored and just counted, lol. 37 people nationwide have reported Discover inquiries to millcbs.com. Of those, 13 were for Equifax, 11 were for Experian, and 13 were for Trans Union. It looks like Discover is all across the board. Doc
I did check Mills first DOc.. =) Just figured I might get a more up to date response here for any california folks..