Which CRA is used most in the NY? The one that gets the most of soft inquiries on my CR is Equifax. TransUnion is slightly used and I donâ??t have any inquires on Experian. Denny
In my experience I don't think you can nail it down to one particular report, I think It all depends on who the lenders decide to pull, you may want to do some research on that. But I have noticed in the car business we mainly pull Equifax.
Iâ??m aware of that. It depends on creditor. My question was more related to soft inquires and pre-approved credit offers. Looking at my reports it seems that they mainly pull soft from Equifax in the New York state. I have just few at Trans Union usually sub-prime creditors, and none of them pulls from Experian.
