Ever wondered which credit reporting agency a potential creditor might use when you apply for credit with them? Is one of your reports better than the others? For months, I've seen countless posts here asking " ... which CRA does Fleet use?" or "who pulls Equifax?". It inspired me to put together a consumer credit web site -- starting with "The Ultimate Creditor/CRA List". Visit the site. Search for a creditor (or all) to see which CRA's they use and what frequency the use them, and see the totals state by state. YOU, the consumers, provide the data. Add your inquiries to our database. In a short period of time, we'll have quite a collection of inquiries -- enough to help everybody out. The site is brand new, so please help us build up the database. When somebody asks "Which CRA does this creditor/lender use?", you can tell them to head on over to <a href="http://www.millcbs.com">Millennium Credit Building Strategies</a> (www.millcbs.com) - Home of The Ultimate Creditor/CRA List ! Thanks! John S.