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Discussion in 'Credit Talk' started by debtchoked, Aug 24, 2003.
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Try PsychDoc's link that give a breakdown by state for which CRA's CCs pull:
PS....the site is a little slow to load at first.
Thanks for the reply. According to the website, Amex uses all three CRAs. I guess it depends on their mood!!
How do I find out which one they used to deny me?
If you were denied, they will send you a reply in the mail stating which CRA they used to obtain your credit info.
If they deny you, they are supposed to send you a letter stating their reason for denial and which CRA they used to run your credit.
Also, a hard inquiry would show up on your credit report.