Which credit bureau is used fo

Discussion in 'Credit Talk' started by Russ, Apr 20, 2000.

  1. Russ

    Russ Guest

    Does anyone on here know of a resource page or other place where you can find out which credit bureau different card companies use when evaluating your initial app?
  2. John Debto

    John Debto Guest

    RE: Which credit bureau is use

    NextCard, for one, uses Experian and Transunion.
  3. Doris K.

    Doris K. Well-Known Member

    RE: Which credit bureau is use

    Try Barry's page at www.creditmania.com. He maintains a nice list of creditors and the CRA(s) they check when you apply to them. Be sure and drop him an email if you know of something that's not listed. I do know that some prospective creditors check with more than one CRA while some others rotate bureaus. Before I retired from an affiliate of Trans Union, I found that Discover does this.
  4. janice

    janice Guest

    RE: Which credit bureau is use

    also remember, one bank is owned by another bank who merged with another bank, and so on.
    if you think your report is good at one CRA than another, do the research and read all the fine print.

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