I would like to know what credit card I will be qualified? I have very bad credit and trying to improve. Here is the details : - 2 paid charge offs 2 years ago from Capital one and Providian. - 1 defaulted student loan (in rehabilitate program now) - 30 days late payment from Bloomingdales I heard that If I got charge off from Capital one they will not approve again. Please give me an idea what I should do or any secured card I have a chance to be qualified. Thanks in advance.