Hi, I would like to know what credit card I will be qualified? I have very bad credit and trying to improve. Here is the details : - 2 paid charge offs 2 years ago from Capital one and Providian. - 1 defaulted student loan (in rehabilitate program now) - 30 days late payment from Bloomingdales I heard that If I got charge off from Capital one they will not approve again. Please give me an idea what I should do or any secured card I have a chance to be qualified. Thanks in advance.
You could start with a secured card and then build from there. Most of the popular sub-prime card providers such as 1st Premier, Future card or sterling bank offer secured card programs. Regards, Alex www.Creditinsiders.com
RE: First Premier First Premier - Read the fine print. It will cost you around $200 for $250 in credit. My card came nearly maxed out before I even got it. Needless to say, they got it back. They did, however, report the all 3 agencies Acct closed per consumers request and reported the $250 limit and high balance. paid as agreed never late. Helped me out.
RE: First Premier Hi, Thanks for your message. I just read the previous post about First Premier. There is a lot of problem. Maybe I will have to find the other CC but I don't have a lot of choices according to my bad credit.
